Suppose you are running your business and it is going just fine. All of the sudden you happen to know that someone is just taking a legal action against you because he got injured or his property has been damaged while taking services from you. So, in that case you should get public liability Insurance to keep you safe from the claims that the third party is imposing on you. Cases have been seen all the time in which someone takes legal action against you and you don’t even know about it or the damage the other person has faced or claimed to faced is not in your policies then you should be having Insurance for the firm after all it’s the firm that has been targeted. So, what happens and how the customer or the third party imposes a legal action against you? It is just very simple, suppose that you are a manufacturer of a product or you provide some services and your product or services might not have worked properly for the other person and the other person has got financial losses or even worst like life losses.
Let us take it this way; you are a service provider like you design the maps or some components. In the case of maps your architectural design was okay at the time of designing but when construction started, something went wrong and the other person puts you responsible for every single thing on you. Similarly, you are the provider of some components let’s say some mechanical parts. But, when the customer bought it from you, he chose it and when he plugged it into his machine or whatsoever, it was working fine and then suddenly it just did not work out. So, a person blames you for that although you were just the provider of it or the supplier. You did not manufacture that specific component. Let’s talk about this case in the worst scenario; he bought that component from you, used it in his machine and the machine got on fire and the workers there have got injuries or could be worst. So, all the loss of the machine and the medical costs of the workers has been put on you because you supplied a single component that was used in the machine.
Here at Midas, we have been dealing with these cases for over 40 years and our professional team has been helping the people to stay on the safe side. So, if you are looking for some Public Liability Insurance, then look no more, we are the right choice for you. You can also get an online quote form us by just filling the form and we will let you know the best possible options available for you.